Many years ago we visited Carolyn as my husband and I were both approaching retirement age. From the beginning we have appreciated Carolyn giving us good advice and working hard on our behalf. It was uncharted territory for us and Carolyn gently guided us through different options. Always professional but caring and through the years we have so appreciated the empathetic approach to our own personal circumstances. Carolyn is thorough , diligent and well informed and always gets back to us if we have any queries. Suzanne has supported us through sending reports and forecasts. Nothing is ever too much trouble for the ladies at Blebo. We have had no hesitation in recommending PWMZ to friends.

If you are in need of the best financial advice look no further than Carolyn at PWMZ.

I would like to express how grateful I am to Carolyn Edmiston and her team at PWMZ for guiding me through the financial implications of the sudden death of my partner.

Her financial judgement and advice was outstanding, she guided me through the processes every step of the way and was only ever a phone call away, going above and beyond her remit for sure.

Her advice is straight forward and easy to understand, always having my best interests at the forefront.

I am very thankful to Carolyn and her team for their continuing support and professionalism.

I would not hesitate to recommend Carolyn and her team at PWMZ.

Carolyn has been like a guardian angel over the years. She has always looked out for my best interest with all my financial investments. This never proved more true when I lost my beloved wife to cancer and I have Carolyn to thank for looking after all of my arrangements to ensure that my family was taken care of at such devastating time in our lives.

I have enjoyed an extremely positive client/customer relationship with Carolyn and PMWZ over many years.
Carolyn has at all times and continues to have my best interests as a high priority and her advice has always been highly valued by myself.
Her understanding of my financial and investment requirements has been invaluable to me especially during the last few months when i needed careful and cautious advice regarding my insurance and investment requirements.
At all times her attention to detail in all dealings has been excellent and would highly recommend her and the company to anyone who is looking to invest funds they may have at their disposal.

Carolyn has acted on my behalf for over 25 years and throughout that time I have always been delighted with the high quality of service she has provided. Along with an excellent knowledge of a very complex sector, she also has taken the time to understand my financial planning needs to allow me to retire at a time of my choosing. This is what sets her apart from other service providers. A five star service.

“We have been with Carolyn for the past 2 years and don’t know what we would have done without her help. She has done so much for us with all our pensions and now my husband is able to retire and we can have a really good retirement, if it was not for Carolyn we would have lost so much money. So thank you for all the hard work you did for us. A big thanks from us both”

Carolyn Edmiston has been my financial advisor since the 1990’s. I have always found her advice to be relevant and accurate. Carolyn is an excellent communicator and dedicated to doing her very best for her clients.

I’ve known Carolyn professionally and personally for over 30 years and would recommend her to anyone. They couldn’t find a more honest, dedicated, hard-working or knowledgeable financial advisor to look after their interests.

PWMZ were recommended by good friends at a time when I particularly needed to feel complete trust in financial advice.
From the initial moment of contact, and ever since, both Carolyn and Suzanne have been very professional and helpful with a wonderful and priceless personal touch which makes the whole process of financial advice and decision making much less stressful than it used to be.
I would most certainly recommend PWMZ without reservation, and continue to be so grateful to my friends for their original suggestion.

“Carolyn is the ultimate professional. She does loads of background work before each meeting and provides up-to-date, top-notch guidance which has been tailored to an individual's needs. I wouldn't hesitate to recommend her for your financial advice”

Carolyn has given me sterling service looking after my various investments over the years, has always given me honest and wise counsel, and allowed me to be able to retire with adequate income in uncertain times. It has been a great pleasure getting to know her, and I trust her implicitly with my finances. Now I feel she is my backbone when I need help.

I can recommend her to any future clients, without hesitation, as a thoroughly reliable advisor of high integrity, giving excellent results.

Carolyn is very much client-focussed.

I became a client of Carolyn in 2013 and since then she has dealt with all my financial matters. She is always professional but friendly, very knowledgeable and familiar with the very latest facts and figures. She is an engaging communicator and can easily translate, sometimes complex information, in terms that are easy to understand, for someone not financially trained. Paperwork and meetings are always presented on time and any queries are dealt with speed and efficiency.

She is a kind and caring person, always welcoming, very supportive and easy to talk to. I know that her advice will always be relevant and right for me.

Her staff over the years have always been well trained, polite, helpful and also have a depth of knowledge relating to any transactions.

And …… they make delicious coffee and have scrumptious biscuits!

I was recommended to Carolyn Edmiston by my brother who had also used PWMZ for financial advice.

My experience has been very positive. I find the service to be very professional with a friendly approach making it easy to ask questions or have things explained in more detail. I have used the service of PWMZ for 2-3yrs. I also have planned in 6 monthly reviews and updates via email in between I am more than happy with the service I receive and would highly recommend the service.

I have been a client of Carolyn Edmiston of PWMZ Ltd since June 2014 and I have found her advice and the service provided by the staff of PWMZ to be immensely helpful and efficient over the years. In uncertain times it is extremely welcome to get clear advice regarding what options I may have given the current situation.

Carolyn is a very professional young woman

I have been dealing with Carolyn and her team at PWMZ for at least 20 years and would have no reservations in recommending them.
Being a male dinosaur of 72 years with little educational skills I really appreciate their patience explaining all the ins and outs of the pension /financial world.
I have found their help invaluable and Carolyn and her team are "real people "
with a personal, professional approach and willingness to help.
They also ensure they have decaffeinated coffee whenever I visit their office!

Carolyn Edmiston is a Financial Adviser 'par excellence'.

She is principled, honest, diligent, loyal, and I have total faith in her judgement and advice.

Carolyn has been my FA for the past 18 years has given me the most sound advice. She has gone out of her way to help me on various occasions throughout the years. She is also my longstanding friend.

Her trusty PA Suzanne is there to assist Carolyn and she is always helpful, calm and friendly.

I could not recommend her highly enough.

I have known Carolyn for 33 years in a professional capacity as well as acquaintance.

I have seen her blossom from a young financial consultant with Allied Dunbar to running her own financial consultancy business tied with Zurich and ultimately through Openwork.

In my opinion Carolyn and her team go about their work diligently and professionally.

Carolyn and her team have looked after my life assurance/pension needs and family life assurance policy needs over many years giving an excellent service at all times.

Many of my clients have also had the benefit of Carolyn’s knowhow and professionalism in her capacity as Financial Planner and Consultant.

We are second generation clients of PWMZ and have been very happy with all advice and assistance given to our family members and currently ourselves in all our financial matters. We receive regular contact from Carolyn regarding existing investments and also new market products which may be of interest to us. All mutual discussions we have are carried out on a very friendly and easy to understand basis. We feel confident we can contact Carolyn at any time with any query and be dealt with in a speedy efficient manner.

Carolyn was recommended to us by our accountant around 10 years ago. We had an initial meeting at which she put us at ease, instilled us with confidence in her skills and knowledge and began setting us on the right path, financial planning-wise.

Not only is Carolyn someone whose advice we value and trust on a professional level, she has become a close family friend and now looks after our three sons’ future plans also.

Suzanne, Carolyn’s right hand woman is also extremely helpful, efficient and a genuinely lovely lady.

We wouldn’t hesitate to recommend Carolyn and her team to anyone and indeed, have spread the word among friends already.

Thank you ladies!

Carolyn has been providing pension and financial advice to me and my business for around 20 years. I only maintain business relationships of that length if they are of the highest quality. You can rely on Carolyn to have your back.

I've been with PWMZ for over 20 years. When I first started I was a single man, then my priorities changed when the kids came along and now it's switching to a portfolio that will work for me in retirement. Every step of the way they have been with me

I have been a client of Carolyn Edmiston of PWMZ for years, receiving an excellent professional service, I would highly recommend her.

We have invested with Carolyn for over twenty years and have always found her to be very professional and competent;
She has always been very thorough in explaining all of the options available with regard to both risk and cautious options;
We would therefore highly recommend Carolyn for her friendly and competent approach to both business and personal investments

I have been a client of PWMZ for over ten years.
In my experience, Carolyn, assisted by Suzanne, provide a highly professional service which is both friendly and caring.
Given the complex nature of financial planning I fully appreciate the patient manner in which she explains my financial options at our regular meetings.
I would, without hesitation, recommend PWMZ.

We have been clients of Carolyn for nearly 30 years. We have always found her very helpful with our pension and insurances, explaining things to us clearly so we understand perfectly what is happening.
We receive regular updates from her and her team keeping us informed of what is going on in these unprecedented times (while we don't always understand things we know Carolyn is only a phone call away).

Carolyn and her team at PWMZ have supported me with advice and support for many years. Friendly and supportive through a number of major changes in financial aspects of life, she has helped me to form an investment position that is tailored to my circumstances and retirement ambitions. I have also been impressed by the independence of the advice that has been provided and the adherence to the professional standards expected of the industry.

I have found Carolyn Edmiston very friendly but also very professional in our relationship. She has been advising me on my finances for several years now. This has been invaluable as I have needed to plan for retirement. She has managed to explain everything and has been very thorough and has made sure my investments were managed correctly and with tax efficiency. Also any questions I have had she has found the answer to them . I am very confident that Carolyn will continue to advise me well as I go further into retirement.

I have been a client of PWMZ for many years now and the service from Carolyn has been first class. Always transparent and relevant, advice and assistance given are both prompt and professional. This is further reflected by the quality of response provided by PWMZ support staff to any queries that I have made over these years.

I can only say that we were delighted with the service and support Carolyn has provided right from our first meeting and the trouble and care she took to understand our objectives and unravel our past activities over the years was always addressed in a professional and calming manner, giving us (the clients) the reassurance that she was at no stage advising on or trying to sell us unnecessary products. For that aspect alone we are deeply appreciative. On an ongoing basis she continues to keep us updated of trends and market changes which are interesting to read, I confess to not always taking in the details, but that is more to do with our confidence in knowing she is handling our interests. Wishing her continued business success and growth.

The financial world was a daunting place until we were referred to Carolyn and PWMZ through a personal recommendation.

We then met someone who we feel comfortable with, who we can trust and not just with the numbers and percentages but with our personal hopes and plans. Carolyn takes all these onboard in a very non-judgemental way and her advice is something Carolyn makes sure we are able to understand and apply.

Carolyn and PWMZ are now an integral part of our family and her warm and engaging nature are an excellent foundation to her astute, professional advice.

We look forward to continue to work with Carolyn; we know she has our best interests at heart and trust her judgement. We have no hesitation in recommending Carolyn and PWMZ.

I have been a client of PWMZ for over 20 years & have always found Carolyn & her team a pleasure to have on board looking after my pension policies & assisting with my pension plans.
Carolyn’s advice & recommendations are well thought out, explained in an easily understood way. If they result for example, in any changes to policies, these are implemented in a very efficient manner with Suzanne keeping good contact to advise how matters are progressing.
Carolyn is very happy to pay visits to clients at their home & is equally welcoming if the meeting is arranged for her office.
About 6 years ago, when retirement began to feature in my thinking, Carolyn recommended a change of policy to secure my prospective retirement income & allow deferred withdrawals in the future. This was before George Osborne’s reforms! I am so glad I followed Carolyn’s advice.

I have been a client of Carolyn (PWMZ) for a number of years and have received a fantastic service. I have had many changes of circumstances over these years and Carolyn has helped me with my personal financial advice through divorce, going from permanent employment to setting up my own company as a contractor and back to permanent employment. Carolyn takes the trouble to deliver a personal service and has got to know me and my financial advice needs especially as I work in the Financial Services Industry.

I have had invaluable financial advice from Carolyn for over 20 years when she recommended an Income Protection Plan for peace of mind if off sick long term.
The investment advice regarding the lump sum from my superannuation on retirement, has proved profitable.
On selling my mother's house in 2013, Carolyn was my first port of call for sound advice. Not one for high-risk investments, I discussed concerns. She listened, then returned to me with a cautious plan which she has managed, competently, since.
Personable, professional and trustworthy, she is a gem.

TRUST - a small word but it means a great deal.
That is what I have in Carolyn and the team at PWMZ.
Meetings are relaxed, friendly and non-pressured.
Good coffee and biscuits too !!
For me it’s so important - now more than ever - to have sound professional, practical financial advice providing a secure, managed platform enabling me to plan for the future.
I trust Carolyn and the team at PWMZ to do exactly that.

We first met Carolyn on a social footing more than 20 years ago and quickly realised that this friendly, humorous and genuine lady was someone to trust. Carolyn continually helps us focus on the important things and constantly works on our behalf. She doesn't push opinion yet always offers clear, genuine advice, backed up with robust statistics. I have recommended Carolyn to family and friends because I know their future, like ours, is in safe hands. She feels like part of our extended family.

"I first met Carolyn Edmiston in June 2013. I was referred to her and I am glad that I was. I found Carolyn to be very professional. She offers excellent advice. Her team and herself are very knowledgeable and I highly value all their support. Through the years, Carolyn has helped me maximise my tax allowances, and helped me to grow my pension pot for my impending retirement. I would highly recommend Carolyn. She is excellent at what she does. Her advice is always top notch. And I am really glad that I became her client all those years ago"

This is the best financial service I have ever had, beating all the major banks hands down!

I am really grateful to you for the clarity of your communication and the way that you and Lisa both kept me updated. Your client service is genuinely outstanding!

We have had the privilege of knowing and working with Carolyn for over 20 years.
Carolyn is a highly professional, knowledgable and friendly person and we were delighted to be recommended to her by a friend.
She initially helped set up (husband/dad) Alan’s retirement plans then latterly guided us through the financial implications of his passing.
Carolyn and her team are professional, compassionate and supportive and we wouldn’t hesitate to recommend PWMZ to anyone seeking financial advice.
We may have started off with a financial advisor but we most definitely have gained a friend.